Refinancing your mortgage so that it has a lower interest rate is an excellent way to reduce your monthly payment and the total amount that you spend to purchase your home. However, if the value of your home has dropped or is slowly appreciating, this can make is difficult to refinance your loan. An alternative to explore is a USDA Streamlined Assist Refinance Loan. The USDA Streamlined Assist Refinance program enables you to refinance your loan without having your home appraised or completing an entirely new application process.
22 April 2019
If your spouse was arrested for a DUI, they were likely taken straight to jail and booked. There are many factors involved on exactly what will happen when it comes to jail time. To help you, below are three tips on how you can handle this situation and get your spouse out of jail. Learn the Law The first thing you should do is to educate yourself on the law so you will know what to expect.
4 March 2019
If you were ever in the military and want to buy a house, you have the option of choosing a VA loan as your mortgage loan, and this is also true for anyone who is currently serving in any of the branches of the U.S. military. VA loans offer a host of benefits to those who qualify, and they are usually the best type of loan for people who qualify. If you choose to get a VA loan, you will likely have to pay a funding fee for the loan, and here are three things you should understand about this fee.
14 February 2019
If you need to borrow a small amount of money and you don't have a credit card, or time to apply for one and get approved, try a small payday loan or personal loan. This is one option to get some cash loaned to you, and then you will pay it back at set dates after. This can be very efficient way for you to get money, and to borrow and pay back similar to having a credit card.
21 January 2019
If all that stands between you and a home is cash, you are likely focusing on how to save it and how much you will need. When it comes to conventional loans, most financial experts advise laying down at least 20% of the home's purchase price for a down payment. In some cases, however, that 20% figure can be disregarded. Not needing to move mountains in order to buy a home can be a relief, so read on to more about some affordable options that reduce or eliminate the need for a down payment.
15 December 2018
Hopefully, you'll never be in a situation where you need to post bail. If you are, however, you'll probably want to have a bail agent that you can turn to in the event that you're unable to pony up the cash to post your own bail. Bail bondsman offer loans for bail money that you can pay back (along with interest or other applicable fees) at the time of your court date or arraignment.
29 November 2018
When you or someone you care about gets arrested, your first thought is usually how to get them out. Some people choose to simply wait out their time in jail, thinking about what they have done. However, depending on the crime of the individual, getting out on bail may be an option. Bail Bonds There are many different types of bail, just like there are different types of crimes. Some bail periods work like parole where you need to check in every so often.
30 October 2018